DigiMoney Finance: Loan App 1.47.0

DigiMoney Insta Loan App is a lending app developed by DigiMoney Finance Private Limited, a non-banking finance company licensed by the Reserve Bank of India.

DigiMoney Insta Loan App streamlines the lending process, making it entirely digital and automated. From user registration through OTP confirmation to loan disbursement and crediting to the customer's designated bank account, each step is conducted digitally. Users completing the outlined process receive instant loan disbursal directly into their bank account.

With the DigiMoney Insta Loan App, customers can access their loan and have the money credited within 10 minutes. It offers a complete digital lending platform with a seamless process, competitive interest rates, and eliminates the need for bank visits, among other conveniences. The current personal loan amounts range from ₹10,000 to ₹100,000.

Terms:

• Loan: ₹10,000 to ₹100,000
• Loan Period: Minimum 3 months to Maximum 12 months
• Annual Percentage Rate (APR) or Interest rates: 10% - 24% per annum based on credit risk assessment
• Processing Fee: ₹1000 onwards

Example:

• If the loan amount is ₹10,000 with 10% interest per annum over a minimum 3-month repayment period: Interest = ₹167 Total Amount payable = ₹10,167 Processing Fee = ₹1000 + GST The Amount disbursed to borrower’s bank account = ₹9,000 EMI = ₹3,389

What you’ll Love:

• Completely digitalized
• Instant approval and disbursements, 24/7
• Responsible lending with affordable and flexible interest rates
• User-friendly experience

Why Choose DigiMoney:

• Ease of availing loans tailored to customer needs
• Lowest Processing Fee at flat ₹1000
• Lowest Interest Rates starting at 10% per annum
• No document uploads required
• Quick processing from registration to disbursement in under 10 minutes
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• Flexible terms and EMI options

How to apply:

• Download the app
• Register with your Name, mobile number, and Email Id
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• e-KYC validation process for identification verification
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• Provide employment details
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• Evaluate loan eligibility based on credit risk assessment and financial data
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• Select Loan amount and EMI preferences
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• Provide bank account details for direct debits for loan repayments
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• Review and accept the agreement (agreement signing)
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• Loan disbursal process
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Eligibility Criteria:

• Indian citizen
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• Salaried Individuals above the age of 25
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• Minimum monthly take-home salary of ₹10,000
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Your privacy and data security are paramount at DigiMoney. The app ensures data protection with 128-bit SSL encryption and multiple levels of authentication.

DigiMoney Insta Loan App requires permissions for Financial SMS access, Camera, Storage, Location, Installed Apps, Contacts, and Device. Refer to the Privacy Policy page for further details.

DigiMoney is currently available in Chennai, Bangalore, Hyderabad, Coimbatore, Mysore, Trichy, Salem, Hosur, Tirupathi,</ p>Mangalore,Vaizag (Vishakapatnam),Vellore,Pondicherry. Expansion plans are in progress for other cities in India.

Registered Office address:
4th floor,
Salzburg Square,
107 Harrington Road,
,Chetpet,
Chennai – 600031.

Contact us at [email protected] or call us at 18005728428 for any inquiries.